Courts Ready Cash is an extension of our Ready Finance product. Ready Cash makes up a portion of your Ready Finance Spending limit and may be used for many purposes. You could use up to EC$13,500 for your personal expenses to include education, travel, purchases, home repairs, small debt consolidation, and even that special vacation/staycation you may have been planning.

Any Employed/Self-employed person can get a Ready Cash Loan. New customers can qualify for up to EC$2,700. Existing customers in good credit standing can qualify for up to EC$13,500.

• New customers – persons who have never shopped on hire purchase at Courts
• Recent customers – persons who opened their first hire purchase account more than 2 months ago & who paid the first 2 installments on time
• Subsequent customers who received calls or whose accounts show they qualify for a cash loan

• Valid government-issued identification (passport, driver’s license, national ID)
• Most recent payslip and job letter
• Recent utility bill
• 2 references (1 family not living with customer & 1 friend known over 2 years)
• Employed over 2 years

Customers will sign a Promissory Note which outlines the terms & conditions of the loan.

Cash loans can be done at ALL Courts locations.