Fast. Affordable. Convenient. Transparent.
It’s a FACT — sometimes, we find ourselves in need of a little help to get us through tough times. Whether that’s personal emergencies, urgent bill payments or even for educational or personal purposes we understand that time is not always on your side. That’s why Courts gives you fast access to easy unsecured Cash Loans.
Apply online and get approval within one (1) business day
Enjoy a super low 2% interest rate per month
Online application process makes the service available 24h a day
Know exactly how much interest you will pay each month
How do I apply?
To get started, answer the following easy online questionnaire and upload the required documents (which should take no more than 5 minutes to complete).
- A valid I.D. - National I.D., Drivers Permit or Passport
- Proof of Income - Job letter and recent pay slip
- Proof of Address - Recent utility bill (electricity, water, telephone or cable bill, no more than 3 months old)
- References - Contact details of 2 references (1 family and 1 friend)
*Subject to credit approval. Credit Terms and conditions apply
Also apply for Ready Cash at these locations
- Courts Bridgetown: St. George Street, Bridgetown, St. Michael – Tel: +1 (246) 431-6850
- Courts Bargain Centre: Mighty Grynner Highway, St. Michael – Tel: +1 (246) 431-6850
- Courts Skymall: Skymall, Haggatt Hall, St. Michael – Tel: +1 (246) 431-6850
- A1 Complex: Carlton, Black Rock, St. Michael – Tel: +1 (246) 572-5983
Courts Emerald City: Six Roads, Emerald City, St. Phillip – Tel: +1 (246) 431-6850
Courts Sheraton: Sheraton Mall, Sargeants, Village, Christ Church – Tel: +1 (246) 431-6850
Courts Speightstown: Speightstown, St. Peter – Tel: +1 (246) 431-6850
Frequently asked questions
We’re here when you need us most. Apply for a Cash Loan up to $15,000* Today.
- No payroll deduction up to $5000
- No security deposit
- Automatic Payment Protection
- Our locations at our dedicated Cash Stores at Carlton Complex, Black Rock and Bridgetown are open to serve you. Plus, you can visit any Courts branch to apply for a cash loan.
- Call us at +1 246 572 5983 or +1 246 431 6850
Special terms and conditions apply.
Ready Cash is an extension of Ready Finance. It is a part of your Ready Finance limit that may be used however you decide. Up to $15,000 can be used for personal use such as educational purposes, as well as purchase furniture, appliances, and electronics.
COURTS Ready Cash offers loans up to $15,000 for existing customers and up to $2,000 for new customers. Terms & Conditions apply, learn more in-store.
COURTS Ready Cash offers loans up to $15,000 for existing customers and up to $4,000 for new customers. Normal Lending Criteria and Terms & Conditions apply. Learn more in-store.
Once you complete your application and provide all the necessary documents, we will complete your credit assessment. Your cash loan can be approved and disbursed in two (2) to twenty-four (24) hours.
Loans can be repaid at any COURTS location or online at shopcourts.com. If you are an existing ScotiaBank or CIBC FirstCaribbean online banking customer, you may also pay online. Visit www.cibc.com/fcib or bb.scotiabank.com for more information. You can also pay at any Surepay location or online.
Our locations at our dedicated Cash Stores at Carlton Complex, Black Rock and Bridgetown are open to serve you. Plus, you can visit any Courts branch to apply for a cash loan.