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Ready Finance credit benefits


24-hour Approval

Complete the one-page application and get a decision quickly!


Credit at Cash Prices

Manageable installment payments make everything affordable.


No Down Payment

Make your budget work with no money down to purchase!


Flexible Payment

Pay online or in-person at any Courts store.


How do I apply?

To get started, click on apply now and upload the required documents (which should take no more than 5 minutes to complete).


  • A valid I.D. (Passport, Driver’s Licence or Voters I.D.)
  • Tax Registration Number (TRN)
  • One copy of a recent utility bill (electricity, water, telephone, or cable bill, no more than 1-month-old)
  • One copy of a recent payslip (no more than 1-month-old)
  • One copy of a Job Letter stating current employment

*Subject to credit approval. Credit Terms and conditions apply

Frequently asked questions

Accounts are approved the same day if you already have or had a Ready Finance account with Courts. For a new application, once all submitted documentation and personal information are verified and validated by our team, approval will happen within 24 hours.

Yes, our premium credit covers: Job loss due to redundancy (all installments paid for up to one year), Hospitalization (monthly payment waived up to 3 months), Loss of item due to Theft, Fire, Flood or Natural Disaster (balance written off your account).

There are no restrictions to the number of purchases you can make with your available Ready Finance spend.

No, depending on your case, you can have multiple Ready Finance accounts opened.

The most convenient way to pay is utilizing our online PAY NOW page in ShopCourts, but you can also pay installments at any Courts branches or any other Unicomer location, by standing order, telebanking, internet banking or VIA (900+ Lotto Booth Locations).

Contact us

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Use your Courts Ready Finance at any of our locations